This solution was given by a user of Money 2005 France, and has been confirmed to work with other language versions (UK, International English, US and Canada). You will require the Money 2005 CD and a version of Money which has been installed and successfully patched (which is the same regional version).
When completed, the contents of the Money2005Update folder now contains an installation of the Money 2005 program with the patch integrated into it.
You'll need to burn a CD with this folder on it. When you need to reinstall, you can do so from this new CD without relying on the Microsoft servers to deliver you the 1105 patch update.
Keywords: Setup, CD, Installation, Patch