This is a savings orientated strategy for budgeting, based on having committed spending of
60% of your gross income. You can find out more in the article written by David Jenkins at
In Microsoft Money 2007, you have the option to choose the budget that is suitable for you. There are three options,
the essential budget, the advanced budget (as per previous versions of Money), and the Savings and Spending Budget.
If you select the Savings and Spending Budget, then you will be presented first with a summary of the concept which
has 6 tabs (The origin, The Idea, Committed Expenses, Savings, Irregular Expenses and Fun Money), explaining it in
A quick view of the various parts can be seen below (click on the images for larger versions).
It's nice to see it in Microsoft Money - although this is version 1, so it definitely requires some further work in terms
of integration with the rest of the product.
Keywords: S&S, budget, spending, saving